24/7 Storm Damage Restoration in Saint Charles & St. Louis
Wind, hail, or tornado damage? Our emergency crews respond within 60 minutes to secure your property, prevent further damage, and start the restoration process. IICRC certified with direct insurance billing.
When Missouri Storms Strike, Eversafe Responds
Living in the St. Louis metro area means dealing with some of the most unpredictable weather in the country. From powerful spring thunderstorms and summer hail to straight-line winds and the occasional tornado, Missouri storms can cause devastating damage to your home or business in minutes. When disaster strikes, you need a restoration company that understands the urgency and has the equipment, expertise, and local presence to respond immediately.
At Eversafe Restoration, we have helped hundreds of Saint Charles and St. Louis homeowners recover from storm damage. Our 24/7 emergency response team is stationed right here in Saint Charles County, which means we can typically arrive at your property within 60 minutes of your call. We understand that every hour of delay can mean more water intrusion, more interior damage, and a more complicated insurance claim. That is why we keep fully equipped trucks ready to deploy at a moment's notice.
Our storm damage restoration services cover everything from emergency roof tarping and board-up to complete structural reconstruction. We work directly with all major insurance companies and provide the detailed documentation adjusters need to process your claim quickly. Whether you are dealing with a few missing shingles or catastrophic damage from a tornado, our IICRC-certified technicians have the training and experience to restore your property properly.
Emergency Wind & Hail Damage Repair Services
Our rapid response team provides immediate stabilization and repair services to protect your property from further damage after a storm.
Immediate Structural Stabilization
When storms damage your home's structure, our first priority is making the property safe and preventing further damage. We provide emergency board-up services for broken windows and doors, temporary shoring for damaged walls or roofs, and debris removal to clear hazards. Our crews arrive with all the materials needed to secure your property quickly, regardless of the time of day or night.
Specialized Hail Damage Assessment
Hail damage to roofing and siding is often more extensive than it appears from the ground. Our certified inspectors conduct thorough roof assessments, checking for granule loss, bruised shingles, cracked tiles, and damaged flashing. We also inspect siding, gutters, HVAC units, and outdoor equipment. Our detailed reports and photos provide the documentation your insurance company needs to approve full repairs.
Storm-Related Water Extraction
Roof leaks from storm damage can send water cascading into your attic, ceilings, walls, and living spaces. Our water extraction teams use professional-grade pumps and extractors to remove standing water, followed by industrial dehumidifiers and air movers to dry the structure completely. We monitor moisture levels throughout the drying process to prevent mold growth and ensure your home is fully restored.
Debris Removal & Site Cleanup
After a major storm, your property may be covered with fallen trees, branches, damaged roofing materials, broken glass, and other debris. Our crews handle complete debris removal and site cleanup, restoring safe access to your property. We can also coordinate with tree removal specialists for large trees that have fallen on structures. Debris removal is typically covered as part of your storm damage insurance claim.
The St. Louis metro area experiences an average of 40 to 50 severe thunderstorm days per year, more than most parts of the country. These storms frequently produce damaging winds exceeding 60 mph, large hail, and heavy rain. The spring severe weather season from March through June is particularly active, but significant storms can occur any time of year. Our team has responded to storm damage emergencies during every month, from late-winter ice storms to summer supercells and fall tornadic systems.
When we arrive at your property, our first step is always a comprehensive damage assessment. We document everything with photos and detailed notes, check for safety hazards, and develop a prioritized action plan. Emergency stabilization comes first, protecting your property from further damage. Then we work with you and your insurance company to plan the complete restoration. Our goal is to minimize your stress and get your life back to normal as quickly as possible.
Types of Storm Damage We Restore
Missouri weather produces many types of storm damage. Our team is equipped and trained to handle them all.
Wind Damage
Straight-line winds and tornado damage can tear off shingles, damage siding, break windows, and even remove entire roof sections. We repair and replace all wind-damaged components.
- Roof shingle replacement
- Siding and fascia repair
- Window and door replacement
- Structural framing repairs
Hail Damage
Hail impacts can damage roofing, siding, gutters, HVAC systems, and vehicles. Even small hail can cause significant damage that reduces your roof's lifespan.
- Full roof replacement
- Gutter and downspout repair
- Vinyl and aluminum siding
- Exterior paint damage
Fallen Tree Damage
Trees and large branches can cause catastrophic damage to roofs, walls, and foundations. We coordinate tree removal and complete structural restoration.
- Emergency tree removal
- Roof structural repair
- Interior ceiling and wall repair
- Fence and deck rebuilding
The St. Louis region sits in a transition zone where cold, dry air from the north frequently collides with warm, moist air from the Gulf of Mexico. This creates the perfect conditions for severe thunderstorms, and our area is part of the extended Tornado Alley that stretches from Texas to the Great Lakes. In fact, the St. Louis metro has experienced several significant tornado events in recent decades, including the devastating Good Friday tornado of 2011 and multiple damaging storms in the years since.
Understanding local weather patterns helps us prepare for and respond to storm damage emergencies. We know that spring storms often hit late in the afternoon or evening, that hail is most common in May and June, and that Missouri summers can produce sudden, intense microbursts with winds exceeding 70 mph. This local knowledge means we can often anticipate surge demand after major weather events and position our crews accordingly.
Navigating the Storm Damage Insurance Process
Filing an insurance claim after storm damage can be overwhelming. Our team handles the documentation and communication so you can focus on your family.
Step-by-Step Claim Filing Guidance
We walk you through the entire insurance claim process from start to finish. This includes helping you understand your policy coverage, explaining deductibles and limits, and advising on the best approach for your specific situation. Our experience with thousands of storm damage claims means we know what works and what pitfalls to avoid.
Direct Insurance Billing
We bill your insurance company directly, so you only pay your deductible out of pocket. This eliminates the stress of paying large upfront costs and waiting for reimbursement. We have established relationships with all major insurers and understand their processes, which helps expedite payment and claim resolution.
Detailed Documentation for Adjusters
Insurance adjusters need comprehensive documentation to approve claims. We provide high-resolution photos of all damage, moisture readings and thermal imaging reports, detailed written descriptions, and itemized repair estimates using industry-standard pricing. This thorough documentation helps prevent claim denials and ensures you receive full coverage.
Expert Claim Advocacy
If your insurance company undervalues damage or denies legitimate claims, we advocate on your behalf. Our team can meet with adjusters on-site, explain the full scope of damage, and provide additional documentation if needed. We have successfully helped many homeowners receive the full coverage they deserve for storm damage repairs.
Insurance Claim Support
We handle the paperwork so you can focus on recovery
One of the most common mistakes homeowners make after a storm is accepting the first settlement offer from their insurance company without question. Adjusters are professionals who review claims daily, but they may not always identify all the damage or understand the full scope of repairs needed. Having a professional restoration company document the damage and provide detailed estimates gives you leverage to ensure your claim is paid fairly.
We use Xactimate, the same estimating software that insurance companies use, to prepare our repair estimates. This means our pricing speaks the same language as your insurance adjuster. When discrepancies arise, we can have technical conversations about line items, quantities, and pricing that help resolve issues quickly. Our experience has shown that well-documented claims with professional estimates are approved faster and for higher amounts than claims submitted without professional support.
Storm Damage? Call Now.
Every hour of delay means more water intrusion, more structural damage, and higher restoration costs. Our emergency crews are standing by to respond to your Saint Charles or St. Louis property within 60 minutes.
60-Minute Response
Average arrival time in St. Charles County
Emergency Tarping
Prevent secondary water damage
IICRC Certified
Industry-certified technicians
Our Storm Damage Restoration Process
From emergency response to final inspection, we follow a proven process that ensures thorough restoration and maximizes your insurance coverage.
Emergency Response & Assessment
When you call our 24/7 emergency line, we dispatch a crew to your property immediately. Upon arrival, we conduct a safety assessment, document all visible damage with photos and notes, and identify any immediate hazards. We then provide a preliminary scope of work and discuss next steps with you.
Emergency Stabilization & Tarping
Our first priority is preventing further damage. We install emergency roof tarps to stop water intrusion, board up broken windows and doors, and remove hazardous debris. If water has already entered the structure, we begin extraction immediately. This mitigation phase typically takes 1 to 3 days depending on the scope of damage.
Insurance Coordination
We prepare comprehensive documentation for your insurance claim, including detailed photos, moisture readings, thermal imaging, and itemized repair estimates using Xactimate. We can meet with your insurance adjuster on-site to walk through the damage and answer questions. Throughout this phase, we keep you informed of claim status and any decisions needed.
Restoration & Reconstruction
Once your insurance claim is approved, we begin permanent repairs. This may include roof replacement, siding repair, window installation, drywall work, painting, and flooring. Our in-house crews handle most work, and we coordinate with specialized subcontractors when needed for electrical, plumbing, or HVAC work. We provide a detailed timeline and keep you updated on progress.
Final Inspection & Warranty
After restoration is complete, we conduct a final walkthrough with you to ensure every detail meets your expectations. We document the completed work for your records and provide warranty information for all materials and workmanship. Our goal is to leave your property in better condition than before the storm, and we stand behind our work with written guarantees.
Why Saint Charles Homeowners Trust Eversafe for Storm Damage
When severe weather damages your home, you need a restoration company with local expertise, proven experience, and a commitment to doing the job right.
Local Saint Charles Company
We live and work in Saint Charles County. Our crews are stationed locally, which means faster response times than companies based in St. Louis or out of state. We know the area, we know the weather, and we are invested in our community.
True 24/7 Emergency Service
When you call our emergency line at (636) 219-9302, you reach our team directly, not an answering service or call center. We dispatch crews around the clock, including weekends, holidays, and during active storms when other companies may not respond.
IICRC Certified Technicians
Every member of our restoration team holds IICRC certification, the industry standard for water damage restoration. This ensures we follow best practices for drying, mold prevention, and structural repair on every project.
Insurance Claim Experts
We handle thousands of insurance claims every year and know exactly what documentation adjusters need. Our detailed reports, Xactimate estimates, and professional advocacy help ensure you receive full coverage for your storm damage repairs.
Family-Owned & Operated
We are not a franchise with distant corporate ownership. Eversafe is family-owned and locally operated, which means you work directly with the owners who care about the quality of our work and our reputation in the community.
Complete Restoration Services
We handle everything from emergency tarping to complete reconstruction. You do not need to coordinate multiple contractors because we provide full-service restoration including roofing, siding, windows, drywall, painting, and flooring.
Our Storm Damage Restoration Projects
See examples of our storm damage restoration work across Saint Charles and St. Louis. From emergency tarping to complete roof replacement, we restore properties to better-than-before condition.
Basement Flooring Restoration Work in Progress
Overhead view into a basement area during renovation, featuring partially installed dark wood-grain laminate or vinyl plank flooring covering most of the floor space. Yellow painted drywall walls on both sides, an open wooden door with glass panels, a white bathtub or shower enclosure in the corner, exposed subfloor in patches, minor debris, and construction edges visible. Suggests water damage restoration with flooring replacement underway.
Water Damaged Bathroom Walls with New Flooring
A room undergoing restoration shows severely damaged walls with peeling yellowed plaster and exposed wooden studs, particularly around a window-mounted air conditioning unit. Freshly installed dark laminate flooring with a wood-grain pattern covers the entire floor. An open doorway reveals an adjacent bathroom featuring a white bathtub and tiled walls. Two metal poles stand in one corner, and minor debris is present, indicating active renovation work likely due to prior water damage.
Empty Dining Room with Chandelier and Blinds
A spacious, empty dining room featuring light beige walls, a textured popcorn ceiling, a centered gold-toned four-arm chandelier with glass shades hanging from a chain, three large windows on the left covered with white horizontal blinds, a glass-paneled door on the right with blinds, and brown ceramic tile flooring. The room is clean, well-lit from natural light, and appears freshly restored with no visible damage or furnishings.
Room Restoration with New LVP Flooring and Equipment
Spacious empty room during restoration work, featuring freshly installed gray luxury vinyl plank (LVP) flooring throughout. An orange commercial air mover/dehumidifier is plugged in and operating in one corner, with orange extension cords nearby. Two aluminum ladders—one extended and one folded—are leaning against the wall, along with a broom, cardboard sheet, and minor wall patch. White walls, large window with view of grass outside, open door showing red truck parked on gravel driveway. Clean, well-lit space with visible electrical outlets and switch plate.
Cluttered Basement Before Restoration Work
A cluttered unfinished basement with wooden paneled walls, exposed wooden beams and pink insulation on the ceiling. A wooden staircase with railing descends from the left side. The floor space is filled with household items including a brown leather armchair, wooden desk cluttered with tools like a yellow drill and cases, multiple cardboard boxes, blue plastic bins, black garbage bags, pillows, baskets, and scattered debris. Fluorescent lighting illuminates the area, suggesting preparation for cleanup or restoration.
Clean dining room with chandelier and beige walls
A spacious, empty dining room featuring a textured popcorn ceiling, elegant gold chandelier with four bulb fixtures, light beige walls, large triple window covered with white horizontal blinds, and glass-paneled French doors. The room is well-lit, spotless, and appears freshly restored with no signs of damage or ongoing work.
Cozy Wood-Paneled Basement Man Cave Bar
A finished basement recreation room with warm wood paneling on walls and ceiling. Features include mounted deer heads and antlers, Budweiser beer signs, dartboard, shelves displaying figurines, bottles, and collectibles, a bar area with stools, blue bean bag chairs, wooden table and chairs, and various rustic decor elements creating a classic man cave atmosphere.
Worker Remodeling Basement with Framing and Insulation
In this basement renovation scene, a worker dressed in an orange uniform and protective gear kneels on the plywood subfloor, working on construction materials. The ceiling features exposed wooden joists wrapped in pink fiberglass insulation batts, some labeled. Walls are framed with wooden studs and metal beams, with partial drywall installation on some sections. Construction debris including wood scraps, insulation remnants, and tools litters the floor. Framed windows and doors allow natural daylight, and white cabinets or shelving units stand along one wall near blue storage bins.
Cluttered Wood-Paneled Basement Rec Room
A basement recreation room with dark wood paneling on walls and ceiling, illuminated by fluorescent lights. Features include a dartboard with Budweiser branding, neon signs, shelves with beer memorabilia, wooden bar stools, blue upholstered armchairs, and an oval wooden table piled high with cardboard boxes, plastic storage bins, and miscellaneous items. A decorative barrel drum sits in one corner, and a woman with long blonde hair in a patterned top stands near the table. The space appears lived-in and cluttered, suggesting preparation for cleanup or restoration.
What Homeowners Say About Our Storm Damage Services
Read reviews from Saint Charles and St. Louis homeowners who trusted Eversafe to restore their properties after storm damage.
"Chad fixed my mold. He explained to me exactly how the mold happened and why it would not happen again. He was very kind to me. I explained I was suffering from a medical level of anxiety and he was very understanding. Every day, Chad made sure to communicate clearly and keep me informed throughout the entire process."
Bob Gaines
3 months ago
"Eversafe Restoration was incredible to work with. We had unexpected water damage and Chad responded quickly and professionally. He explained everything clearly and made sure we understood the repair process. The crew was efficient and thorough. Highly recommend!"
Andrea Herron
6 months ago
"They took care in giving me the best service. Very detailed oriented in repairing and finishing moisture damage in my home. They did such an excellent job, I won't think twice about calling Eversafe for anymore restoration needs I have in the future!"
Ryan McGovern
6 months ago
"11/10 would recommend! Great job, great price, and it took them no time at all."
Corey Holmes
3 months ago
"Did a great job."
Matt Guthrie
6 months ago
"Excellent service from start to finish. Professional and reliable."
Destiny Boschert
6 months ago
Storm Damage Restoration FAQs
Get answers to common questions about storm damage restoration, insurance claims, and our services in the St. Louis metro area.
How do I start the storm damage insurance process?
The best approach is to contact a professional restoration company like Eversafe first, before calling your insurance company. We can assess the full extent of the damage and document everything properly with photos, moisture readings, and detailed reports. This documentation is critical for your claim. After our initial assessment, notify your insurance agent and provide them with our report. We can also communicate directly with your adjuster and walk them through the damage. Review your policy coverage carefully, paying attention to deductibles, coverage limits, and any exclusions for specific storm types. Our team handles storm damage claims daily and can guide you through each step of the process.
What are the common hail damage signs on a roof?
Hail damage to your roof can be subtle and often requires a professional inspection to fully assess. Look for granule loss in your gutters and downspouts, which appears as black, sandy material accumulating after storms. On asphalt shingles, hail creates bruising or dimples that feel soft when pressed. You may also notice cracked or split shingles, especially on older roofs. Metal components like flashing, vents, and gutters often show obvious dents from hail impact. Clay or concrete tiles may crack or chip. From the ground, your roof may appear spotted or have a random pattern of dark marks. However, we recommend a professional roof inspection after any significant hail event in St. Charles or St. Louis, as many signs of damage are only visible up close.
Does Eversafe provide emergency roof tarping?
Yes, we provide 24/7 emergency roof tarping services throughout Saint Charles, St. Louis, and the surrounding metro area. When your roof is damaged by wind, hail, or fallen trees, immediate tarping is essential to prevent secondary water damage to your home's interior. Our crews can typically arrive within 60 minutes of your call to secure your property. We use heavy-duty commercial tarps rated for Missouri weather conditions and secure them properly to withstand additional wind and rain until permanent repairs can be made. This temporary protection prevents water intrusion, mold growth, and further structural damage. Emergency tarping costs are typically covered by homeowners insurance as part of your storm damage claim.
How long does storm damage restoration usually take?
Storm damage restoration timelines vary based on the severity and scope of damage. The mitigation phase, which includes emergency tarping, water extraction, and temporary stabilization, typically takes 1 to 3 days. The repair and reconstruction phase depends heavily on the extent of damage. Minor roof repairs might take a few days, while major structural repairs could take several weeks. Insurance approval timeline is another factor. Once we submit documentation, adjusters typically respond within 3 to 7 days. Material availability, especially after major regional storms, can also affect timing. We provide detailed timeline estimates after our initial assessment and keep you informed throughout the process. For most storm damage projects in the St. Charles area, expect 2 to 6 weeks from start to completion.
Will my insurance cover wind damage repair?
Most standard homeowners insurance policies in Missouri cover sudden and accidental wind damage to your home's structure. This typically includes damage from straight-line winds, tornadoes, and wind-driven rain. However, there are important considerations. You will need to pay your deductible, which may be a specific dollar amount or a percentage of your home's insured value. Insurance does not cover damage caused by gradual wear and tear or deferred maintenance. If your roof was already in poor condition before the storm, the adjuster may attribute some damage to pre-existing issues. Wind-driven rain damage through properly installed windows and doors may have different coverage than rain through a damaged roof. We document all damage thoroughly to help demonstrate that it resulted from the storm event, maximizing your covered repairs.
Can I repair hail damage myself?
We strongly advise against DIY hail damage repairs for several important reasons. First, roof work presents serious safety risks. Falls are one of the leading causes of serious injury for homeowners, and damaged roofing materials can be especially unstable and slippery. Second, hail damage often extends beyond what is visible from the ground. Hidden structural damage to roof decking, flashing, and underlayment requires professional assessment with proper equipment. Third, insurance claims require professional documentation. If you repair damage yourself, you may void your ability to claim the full cost of repairs. Additionally, improper repairs can lead to water intrusion, mold growth, and more extensive damage down the road. Our IICRC-certified technicians have the training, safety equipment, and experience to assess and repair hail damage properly while documenting everything for your insurance claim.
What is the cost of storm damage restoration in St. Charles?
Storm damage restoration costs in St. Charles vary significantly based on the type and extent of damage. Emergency roof tarping typically ranges from $300 to $1,000 depending on roof size and accessibility. Minor roof repairs for limited shingle replacement might cost $500 to $2,500. Moderate storm damage involving multiple areas of the home typically ranges from $5,000 to $15,000. Major reconstruction involving structural repairs, roof replacement, and interior restoration can range from $15,000 to $50,000 or more. Most homeowners insurance policies cover storm damage minus your deductible. We provide free, detailed estimates and work directly with your insurance company on pricing. Our goal is to maximize your insurance coverage while minimizing your out-of-pocket costs.
Is storm damage considered an emergency?
Yes, most storm damage situations qualify as emergencies requiring immediate professional attention. The primary concern is exposure to the elements. Any breach in your home's envelope, whether a damaged roof, broken windows, or compromised siding, allows rain, wind, and debris to continue entering your home. This leads to secondary water damage, mold growth, and structural deterioration that can begin within 24 to 48 hours. Structural integrity is another critical factor. Fallen trees, significant roof damage, or compromised walls may make portions of your home unsafe. Active leaks require immediate mitigation to prevent extensive interior damage. Additionally, most insurance policies require you to take reasonable steps to prevent further damage. Delaying repairs could affect your claim. Call our 24/7 emergency line at (636) 219-9302 immediately after any storm that damages your property.
Still have questions?
We're here to help you find the answers.
Storm Damage Restoration Across St. Louis Metro Saint Charles
Based in Saint Charles, we provide 24/7 emergency storm damage restoration throughout Saint Charles County, St. Louis County, and surrounding communities. Our local presence means faster response times when you need help most.
Hours
Monday - Friday: 9am - 6pm
Saturday: 9am - 5pm
Sunday: Closed
Storm Damage? Get Help Now.
Do not wait for the damage to get worse. Call our 24/7 emergency line or request a free inspection online. We respond within 60 minutes and work directly with your insurance company.